Energy Resources
Energy News & Insights
Energy tips, market updates, and rate insights.
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Energy Resources
How Small Business Electricity Rates Work in Texas
What's in a Texas small business electric rate, how demand charges and ratchets work, and how to read a business Electricity Facts Label.
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Energy Resources
How Texas Electricity Rates Work
What's inside a Texas electric rate, why your July bill jumps, and how to read a plan's Electricity Facts Label before you sign.
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Consumers & Community
How to keep your payment history when switching electric companies
Switching retail electric providers in Texas is routine. You pick a new plan, sign up, and power keeps flowing over the same wires. What does not move automatically is the story of how you paid your old company—on-time months, one late fee years ago, or a clean run that might help you avoid a deposit with someone new. Your credit score does not tell that whole story. Many Texas households worry ab
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Consumers & Community
How to avoid late electricity payments when payday comes after your bill
Your electric bill has a fixed due date. Your paycheck might land a few days—or a few weeks—later. That mismatch is one of the most common reasons Texas households pay late, even when they plan to pay in full. A late payment is more than a one-time headache: it can trigger late fees, disconnect notices, and setbacks on getting a deposit back. This guide explains why timing matters in Texas, practi
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Consumers & Community
Approved Without a Deposit by Another Electric Company?
Denied or asked for a deposit? Learn when another electric company may approve you without one, what they check, and how to compare no deposit electricity.
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Consumers & Community
How to Get an Electricity Deposit Waiver in Texas
Qualify for a Texas electricity deposit waiver with good payment history, a letter of credit or other proof. Steps to request one and no deposit plan options.
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Consumers & Community
Good Credit but Charged an Electricity Deposit?
Good credit but still asked for an electricity deposit? Check your utility payment history, past balances and ID match, then ask for a deposit waiver first.
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Consumers & Community
NCTUE vs. FICO: Why Your Utility Score Sets Your Deposit
Why a strong FICO score can still trigger an electricity deposit: how utility scores differ, which one electric companies weigh, and what moves your score.
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Consumers & Community
How to Get Your Electricity Deposit Back in Texas
When Texas rules say you get your electricity deposit back, how to ask for it, what happens when you move or switch, and how to escalate if it's late.
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Consumers & Community
Can paying your electricity bills help build your credit?
Paying your Texas electricity bill on time is one of the smartest habits you can keep—but it usually does not add positive history to the credit scores lenders see from Equifax, Experian, and TransUnion. That surprises a lot of people who assume every bill they pay is “building credit.” The good news: steady electric payments still matter for deposits, switching providers, and avoiding collections
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Consumers & Community
How to build electricity payment history with no credit
If you are new to credit, rebuilding after a rough patch, or simply never had a loan in your name, Texas retail electric providers (REPs) may still ask for a deposit before they turn the power on. That feels unfair when you know you pay your bills—but from the provider's side, "no file" often looks like "higher risk." The good news is you can build a payment history that shows how you actually han
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Consumers & Community
Avoid an Electricity Deposit With Your Payment History
Use a letter of good payment history from your current electric company to avoid a new deposit. What it must show, how to request it and where to send it.
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