What is a bill credit electricity plan?

A plan that takes a fixed credit off your bill in any month you use at least a set amount — commonly 1,000 kWh. That credit is why these plans often show the lowest average price at 1,000 kWh on the Electricity Facts Label.

Who saves the most on a bill credit plan?

Homes that reach the threshold consistently — most single-family homes in Texas do, especially through summer. Hit it every month and the credit works like a standing discount on your bill.

What happens if I don’t reach the threshold one month?

The credit doesn’t apply that month and you pay the plan’s standard rate. That’s why we show every plan’s rate at 500, 1,000, and 2,000 kWh — so you can see how it behaves at your real usage, not just the advertised column.

Is this the same as prepaid?

No. A bill credit is a pricing feature on a standard billed plan. Prepaid / pay-as-you-go is a different product. See no-deposit and pay-as-you-go.

Bill Credit Plans

A monthly credit for the power you already use.

Bill credit plans take a fixed amount off your bill in any month you use at least the plan’s threshold — commonly 1,000 kWh. For a typical Texas home, that credit can make it the lowest-cost plan on the market. Enter your ZIP and we’ll show the real rate at your usage, so you know before you enroll.

How it works

One threshold. One credit. A lower bill.

Every Texas Electricity Facts Label lists the average price at 500, 1,000, and 2,000 kWh. Bill credit plans apply a monthly credit once you reach a set usage — most often 1,000 kWh — and that credit is what makes the 1,000 kWh column so competitive. The question that matters is simple: does your home reach the threshold most months? Most single-family homes in Texas do, especially through summer. Enter your ZIP and we’ll show the plan’s rate at all three levels, so you can see exactly how it behaves for you.

What to expect at each usage level. Live rates for your ZIP appear when you search.
Monthly usage	What it means for you	Live ¢/kWh
500 kWh	Below the threshold — a fixed-rate plan may cost less	Enter ZIP
1,000 kWh	Credit applies — this is where bill credit plans shine
2,000 kWh	Credit usually applies — check the plan’s usage band

Rates come straight from each provider’s Electricity Facts Label for your ZIP. Why the three columns differ.

FAQ

Bill credit plans, explained.

A plan that takes a fixed credit off your bill in any month you use at least a set amount — commonly 1,000 kWh. That credit is why these plans often show the lowest average price at 1,000 kWh on the Electricity Facts Label.
Homes that reach the threshold consistently — most single-family homes in Texas do, especially through summer. Hit it every month and the credit works like a standing discount on your bill.
The credit doesn’t apply that month and you pay the plan’s standard rate. That’s why we show every plan’s rate at 500, 1,000, and 2,000 kWh — so you can see how it behaves at your real usage, not just the advertised column.
No. A bill credit is a pricing feature on a standard billed plan. Prepaid / pay-as-you-go is a different product. See no-deposit and pay-as-you-go.

A monthly credit for the power you already use.

One threshold. One credit. A lower bill.

See your real rate

Bill credit plans, explained.

Keep reading

See bill credit plans for your ZIP.